Caribbean and Latin American Securities, LLC doing business under the name Bondwire is an SEC registered investment advisory firm.The views outlined in this presentation are those of Bondwire you should not assume that any discussion or information contained in this presentation serves as the receipt of, or as a substitute for, personalized investment advice from Bondwire or from any other investment professional. To the extent that you have any questions regarding the applicability of any specific issue discussed above to your individual situation, you are encouraged to consult with Bondwire or the professional advisor of your choosing. All information, has been obtained from sources believed to be reliable, but Bondwire has not verified its accuracy and does not guarantee its reliability. Any economic and/or performance information cited is historical and not indicative of future results. Economic forecasts set forth may not develop as predicted. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product made reference to directly or indirectly, will be profitable, equal any corresponding indicated historical performance level(s), or be suitable for a given client or portfolio. Investing in stock includes numerous specific risks including: the fluctuation of dividend, loss of entire principal and potential illiquidity of the investment in a falling market.  Bonds are subject to market and interest rate risk if sold prior to maturity. Bond and bond mutual fund values and yields will decline as interest rates rise and bonds are subject to availability and change in price. Any questions regarding the applicability of any specific issue discussed above should be addressed with Bondwire. All information, including that used to compile charts and/or tables, is obtained from sources believed to be reliable, but Bondwire has not verified its accuracy and does not guarantee its reliability.This delivery of this information does not constitute an engagement with Bondwire.  The information contained in this presentation is general in nature and offered only for educational purposes.  No investment decisions should be based upon this presentations’ contents.  Delivery of this information is not a substitute for engaging Bondwire for a personal consultation whereby all of your financial circumstances, risk tolerance and investment objectives can be considered.

The information presented herein does not constitute individual investment, legal or tax advice. Nothing on this material constitutes any testimonial of any kind.

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Bondwire is a Registered Investment Adviser with the state of Florida and other states jurisdictions where required. Nothing post in our profile constitutes  individual  investment,  legal  or  tax  advice.  In  addition,  the information contained in our profile does not constitute any testimonial of any kind , or any advice. Any opinions expressed herein are given in good faith.The  information contained/presented  herein  is  made  for  general  information  only  and  does  not constitute an analysis of the topics expressed. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument, neither a recommendation of any kind. Nothing on this website should be constructed as a solicitation or offer, or recommendation to acquire or dispose of any investment or to engage in any other transaction. Bondwire does not render or offer to  render  personal  investment advice  or  financial  planning  advice  without  a  executed  Investment Advisory Agreement. This  website  does  not  constitute  an  engagement  with  Bondwire.  The  information  contained  in  this website is general in nature and offered only for educational purposes. No investment decisions should be based solely upon this website’s contents. Moreover, you should not assume that any discussion or information  contained  in  this website serves  as  the  receipt  of,  or  as  a  substitute  for,  personalized investment  advice.  This website is  not  a  substitute  for  engaging  Bondwire  for  a  personal  consultation whereby all of your financial circumstances, risk tolerance and investment objectives can be considered. To  the  extent  that  you  have  any  questions  regarding  the  applicability  of any  specific  issue  discussed above to your individual situation, you are encouraged to consult with the professional advisor of your choosing.

The views and opinions expressed on these accounts should not be construed as investment advice. 

Caribbean & Latin American Securities, LLC  (d/b/a Bondwire) (“Company”) is an investment adviser registered in the State of Florida and located in Fort Lauderdale, Florida. Company is in full compliance with the current registration requirements of the state(s) where it maintains its clients and transacts business only in those state(s) or jurisdictions where it is registered, qualifies for an exemption or is excluded from registration requirements.

The content of http://www.bondwire.com/ (“Company’s Website”) is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. The content found throughout Company’s Website should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation over the Internet. The strategies and investment information found on Company’s website should not be implemented without the consultation of a professional investment advisor. 

Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. No current or prospective client should assume that the future performance of any specific investment or strategy would be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals may materially alter the performance of your portfolio. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio. There are no assurances that a portfolio will match or outperform any particular benchmark.

Company will implement procedures in an effort to insure that all information provided via Company’s website is correct, error-free, and reliable. Company does not make any representations or warrants the accuracy and precision of such services. Company does not make any representations or warrants that the services provided or Company’s website is free from any inaccuracies, worms, viruses, errors relating to programming, or other destructive components. The hyperlinks found on Company’s website are provided only for convenience and the Company does not assume any responsibility for information, services or products found on websites linked hereto.

In November of 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA). The GLBA requires certain financial institutions, such as investment advisor firms, to protect the privacy of client information. In situations where a financial institution does disclose client information to non-affiliated third parties, other than permitted or required by law, clients must be given the opportunity to opt out or prevent such disclosure. Bondwire does not share or disclose client information to non-affiliated third parties except as permitted or required by law.

Bondwire is committed to safeguarding the confidential information of its clients. Bondwire holds all personal information provided by clients in the strictest confidence and it is the objective of Bondwire to protect the privacy of all clients. Except as permitted or required by law, Bondwire does not share confidential information about clients with non-affiliated parties. In the event that there were to be a change in this policy, Bondwire will provide clients with written notice and clients will be provided an opportunity to direct Bondwire as to whether such disclosure is permissible.

To conduct regular business, Bondwire may collect personal information from sources such as:

• Information reported by the client on applications or other forms the client provides to Bondwire• Information about the client’s transactions implemented by Bondwire or other
• Information developed as part of financial plans, analyses or investment advisory services

To administer, manage, service, and provide related services for client accounts, it is necessary for Bondwire to provide access to client information within the firm and to non-affiliated companies with whom Bondwire has entered into agreements with. To provide the utmost service, Bondwire may disclose the information below regarding clients and former clients as necessary, to companies to perform certain services on Bondwire’s behalf.

• Information Bondwire receives from the client on applications (name, social security number, address, assets, etc.)
• Information about the client’s transactions with Bondwire or others (account information, payment history, parties to transactions, etc.)
• Information concerning investment advisory account transactions
• Information about a client’s financial products and services transaction with Bondwire

Since Bondwire shares nonpublic information solely to service client accounts, Bondwire does not disclose any nonpublic personal information about Bondwire’s clients or former clients to anyone, except as permitted by law. However, Bondwire may also provide client information outside of the firm as required by law, such as to government entities, consumer reporting agencies or other third parties in response to subpoenas. In the event that Bondwire has a change to its client privacy policy that would allow it to disclose non-public information not covered under applicable law, Bondwire will allow its clients the opportunity to opt out of such disclosure.

- Gregory Miralles March 2016